Terms of Service

These Terms of Service ("Terms") govern your access to and use of the Ligancurvi Financial Management website and services. Please read these Terms carefully before using our website or services.

By accessing or using our website or services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use our website or services.

1. Services

Ligancurvi Financial Management provides financial management services including investment management, retirement planning, wealth management, estate planning, tax planning, and insurance solutions. We provide these services through our website, in-person consultations, and other channels.

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice or liability.

2. Professional Advice Disclaimer

The information provided on our website is for general informational purposes only. It does not constitute financial, legal, or tax advice. The information should not be acted upon without obtaining professional advice specific to your situation.

Financial decisions should not be made solely based on information found on our website. Before making any financial decisions, we recommend consulting with a qualified financial advisor to discuss your individual needs and circumstances.

3. Account Registration

Some features of our services may require you to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding your account credentials and for any activities or actions under your account. You agree to notify us immediately of any unauthorized use of your account.

4. User Conduct

You agree to use our website and services only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use our website or services in any way that violates any applicable law or regulation
  • Attempt to gain unauthorized access to any systems or networks connected to our website or services
  • Use any automated means to access our website or services
  • Interfere with the proper working of our website or services
  • Impersonate or attempt to impersonate Ligancurvi Financial Management, a Ligancurvi employee, another user, or any other person or entity
  • Engage in any conduct that restricts or inhibits anyone's use or enjoyment of our website or services

5. Intellectual Property

The website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Ligancurvi Financial Management, its licensors, or other providers of such material and are protected by Singapore and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

These Terms permit you to use the website for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website.

6. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Ligancurvi Financial Management. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Ligancurvi Financial Management shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such websites or services.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Ligancurvi Financial Management and its officers, directors, employees, agents, affiliates, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the website or services
  • Any conduct or content of any third party on the website
  • Any content obtained from the website
  • Unauthorized access, use, or alteration of your transmissions or content

8. Indemnification

You agree to defend, indemnify, and hold harmless Ligancurvi Financial Management and its officers, directors, employees, agents, affiliates, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the website or services.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or related to these Terms or the website or services shall be instituted exclusively in the courts of Singapore.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our website or services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the website or services.

11. Contact Us

If you have any questions about these Terms of Service, please contact us at:

Ligancurvi Financial Management
One Raffles Place, #20-61
Tower 2, Singapore 048616
Phone: +65 6589 9500
Email: [email protected]

These Terms of Service were last updated on June 1, 2023.